PRIVACY POLICY

AVC & Co Ltd of Hong Kong thanks you for using Farms and Finance!

We wrote this policy to help you understand what information we collect, how we use it, and what choices you have. Because we’re an internet company, some of the concepts below are a little technical, but we’ve tried our best to explain things in a simple and clear way. We welcome your questions and comments on this policy.

What information do we collect?

We collect information in a few different ways:

1. When you give it to us or give us permission to obtain it

When you sign up for or use our products, you voluntarily give us certain information. This can include your name, profile photo, Pins, comments, likes, the email address or phone number you used to sign up, and any other information you provide us. If you’re using Farms and Finance on your mobile device, you can also choose to provide us with location data. And if you choose to buy something on Farms and Finance, you provide us with payment information, contact information (ex., address and phone number), and what you purchased. If you buy something for someone else on Farms and Finance, you’d also provide us with their shipping details and contact information.

You also may give us permission to access your information in other services. For example, you may link your Facebook or Twitter account to Farms and Finance, which allows us to obtain information from those accounts (like your friends or contacts). The information we get from those services often depends on your settings or their privacy policies, so be sure to check what those are.

2. We also get technical information when you use our products

These days, whenever you use a website, mobile application, or other internet service, there’s certain information that almost always gets created and recorded automatically. The same is true when you use our products. Here are some of the types of information we collect:

• Log data. When you use Farms and Finance, our servers automatically record information (“log data”), including information that your browser sends whenever you visit a website or your mobile app sends when you’re using it. This log data may include your Internet Protocol address, the address of the web pages you visited that had Farms and Finance features, browser type and settings, the date and time of your request, how you used Farms and Finance, and cookie data.
• Cookie data. Depending on how you’re accessing our products, we may use “cookies” (a small text file sent by your computer each time you visit our website, unique to your Farms and Finance account or your browser) or similar technologies to record log data. When we use cookies, we may use “session” cookies (that last until you close your browser) or “persistent” cookies (that last until you or your browser delete them). For example, we may use cookies to store your language preferences or other Farms and Finance settings so you don‘t have to set them up every time you visit Farms and Finance. Some of the cookies we use are associated with your Farms and Finance account (including personal information about you, such as the email address you gave us), and other cookies are not.
• Device information. In addition to log data, we may also collect information about the device you’re using Farms and Finance on, including what type of device it is, what operating system you’re using, device settings, unique device identifiers, and crash data. Whether we collect some or all of this information often depends on what type of device you’re using and its settings. For example, different types of information are available depending on whether you’re using a Mac or a PC, or an iPhone or an Android phone. To learn more about what information your device makes available to us, please also check the policies of your device manufacturer or software provider.

3. Our partners and advertisers may share information with us

We may get information about you and your activity off Farms and Finance from advertisers, partners and other third parties we work with. For example:

• Some websites or apps use Farms and Finance features that we may design as a If so, we may collect log information (described above) from those sites or apps.
• Online advertisers typically share information with the websites or apps where they run ads to measure and/or improve those ads. We also receive this information, which may include information like whether clicks on ads led to purchases or a list of criteria to use in targeting ads.

To learn more about the types of information advertisers may share with us, please see our Help Center.

How do we use the information we collect?

We use the information we collect to provide our products to you and make them better, develop new products, and protect Farms and Finance and our users. For example, we may log how often people use two different versions of a product, which can help us understand which version is better.
If you make a purchase on Farms and Finance, we’ll save your payment information and contact information so that you can use them the next time you want to buy something on Farms and Finance.

We also use the information we collect to offer you customized content, including:

• Suggesting additional information you might like. For example, if you’ve indicated that you’re interested in agriculture or farm-related websites that have Farms and Finance features, we may suggest information, boards, or people that we think you might like.
• Showing you ads you might be interested in. For example, if you purchased a service on Farms and Finance, we may show you ads for other services likes that.

We also use the information we collect to:

• Send you updates (such as when certain activity or comments, happens on Farms and Finance), newsletters, marketing materials and other information that may be of interest to you. For example, depending on your email notification settings, we may send you weekly updates that include information you may like. You can decide to stop getting these updates by updating your account settings (or through other settings we may provide).
• Help your friends and contacts find you on Farms and Finance. For example, if you sign up using a Facebook account, we may help your Facebook friends find your account on Farms and Finance when they first sign up for Farms and Finance. Or, we may allow people to search for your account on Farms and Finance using your email address.
• Respond to your questions or comments.

The information we collect may be “personally identifiable” (meaning it can be used to specifically identify you as a unique person) or “non-personally identifiable” (meaning it can’t be used to specifically identify you). We use both types of information, and combinations of both types, as described above. We may use or store information wherever Farms and Finance does business, including countries outside your own.

What choices do you have about your information?

Our goal is to give you simple and meaningful choices over your information. If you have a Farms and Finance account, many of the choices you have on Farms and Finance are built directly into the product or your account settings. For example, you can:

• Access and change information in your profile page at any time, choose whether your profile pageis available to search engines, or choose whether others can find your Farms and Finance account using your email address.
• Link or unlink your Farms and Finance account from an account on another service (e.g., Facebook or Twitter). For some services (like Facebook), you can also choose whether or not to publish your activity on Farms and Finance to that service.
• Create or be added to a secret board. Secret boards are visible to you and other participants in the board, and any participant may choose to make the contents of the board available to anyone else. For example, another participant may invite someone else to the board, make the board available to an app they use to view Farms and Finance, or even just take an image from the board and email it to their friends. For more information about secret boards, please visit our Help Center.
• Choose whether Farms and Finance will be customized for you using information from off- Farms and Finance websites or apps. If you have a Farms and Finance account and want to control how your off- Farms and Finance data is used to tailor your experience, you can visit your account settings and update your preferences. If you don’t have a Farms and Finance account, or don’t want us to customize Farms and Finance for you when you’re signed out, you can opt
• Choose whether your purchases on Farms and Finance will be used to customize recommendations and ads for you. You can view and manage your purchase history by going to “Order history” in your account settings and if you hide a purchase from your history, we won’t use it to customize Farms and Finance for you.
• Also, we support the Do Not Track browser setting, and you can learn more about how it affects our collection and use of off- Farms and Finance
• Close your account at any time. When you close your account, we’ll deactivate it and remove your story or stories from Farms and Finance. We may retain archived copies of your information as required by law or for legitimate business purposes (including to help address fraud and spam).

In addition to the examples above, we offer other choices that you can learn more about in our Help Center.

You may have choices available to you through the device or software you use to access Farms and Finance. For example:

• The browser you use may provide you with the ability to control cookies or other types of local data storage.
• Your mobile device may provide you with choices around how and whether location or other data is shared with us.

To learn more about these choices, please see the information provided by the device or software provider.

How and when do we share information?

Anyone can see the public story information that you create, and the profile information you give us. We may also make this public information available through what are called “APIs” (basically a technical way to share information quickly). For example, a partner might use a Farms and Finance API to study what their most popular pieces of information from Farms and Finance are or how their pieces of information are being shared on Farms and Finance. The other limited instances where we may share your personal information include:

• When we have your consent. This includes sharing information with other services (like Facebook or Twitter) when you’ve chosen to link to your Farms and Finance account to those services or publish your activity on Farms and Finance to them. For example, you can choose to publish your story to Facebook or Twitter.
• When you buy something on Farms and Finance using your credit card, we share your credit card information, contact information, and other information about the transaction with the merchant you’re buying from. The merchants treat this information just as if you had made a purchase from their website directly, which means their privacy policies and marketing policies apply to the information we share with them.
• If you buy something on Farms and Finance using Apple Pay, your credit card number is not shared with the merchant, but contact and transaction information is still shared.
• Online advertisers typically use third party companies to audit the delivery and performance of their ads on websites and apps. We also allow these companies to collect this information on Farms and Finance. To learn more, please see our Help Center.
• We may employ third party companies or individuals to process personal information on our behalf based on our instructions and in compliance with this Privacy Policy. For example, we share credit card information with the payment companies we use to store your payment information. Or, we may share data with a security consultant to help us get better at identifying spam. In addition, some of the information we request may be collected by third party providers on our behalf. For more information about the providers we use, please see our Help Center.
• If we believe that disclosure is reasonably necessary to comply with a law, regulation or legal request; to protect the safety, rights, or property of the public, any person, or Farms and Finance; or to detect, prevent, or otherwise address fraud, security or technical issues.
• We may engage in a merger, acquisition, bankruptcy, dissolution, reorganization, or similar transaction or proceeding that involves the transfer of the information described in this Policy.

We may also share aggregated or non-personally identifiable information with our partners, advertisers, or others. For example, we may tell an advertiser on Farms and Finance how many people did something with something they shared, or the percentage of people who click on some information after viewing it.

Our policy on children’s information

Farms and Finance is not directed to children under 13. If you learn that your minor child has provided us with personal information without your consent, please contact us.

How do we make changes to this policy?

We may change this policy from time to time, and if we do we’ll post any changes on this page. If you continue to use Farms and Finance after those changes are in effect, you agree to the revised policy. If the changes are significant, we may provide more prominent notice or get your consent as required by law.

Effective: January 01, 2016

If you would like more information then email us here:  Story@FarmsandFinance.com